FAFSA Overview:

FAFSA stands for Free Application for Federal Student Aid. In order to apply for Federal Student Aid, you must FIRST complete and submit a Free Application for Federal Student Aid (FAFSA).  Start by checking current your current credit score.

Federal Student Aid is available in the form of Federal Student Loans and Federal Student Grants. The Federal Student Loans are further classified as subsidized or unsubsidized loans. A subsidized loan is awarded based on financial need and the government will pay (subsidize) the interest on your loan while you're in school, for the first six months after you leave school, and if you qualify your payments can be deferred. More information on Federal Student Loans and Subsidized Federal Student Loans....

Federal Student Aid Programs:

The programs covered by the FAFSA include the following:
Federal Grants - Grants, unlike loans, do not have to be repaid. The newer grants are the TEACH, ACG, and National SMART grants. The most well known grant with the least amount of conditions is the Federal Pell Grant. The FSEOG and other Institutional Grants have specific conditions that must be meet in order to receive the grant. More Federal Grant Information & links...

Related Links

If you are already having a problem with debt there are several options that may be of help. If you have several credit cards that are carrying balances, you might want to consider credit card consolidation loans. By consolidating your credit card payments into a single loan, you may be able to get a lower interest rate.

Another option for managing your debt is to consolidate your debt and bills. Again, this reduces the number of different bills you have to make payments on into one easy payment. There are a lot of companies that offer you solutions for managing your debt. Make sure that you take the time to research your debt reduction options before you select a program.

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Custom Search Campus-based Programs - These programs are administered by the financial aid office at each school. These programs include the FSEOG, the Federal Work-Study and the Federal Perkins Loan.

College is Your Future

The investment you make in your education will pay dividends in your life and bank account for years to come. The one thing that nobody can ever take from you is your education. FAFSA student financial aid is a practical way to achieve your educational goals. This program was created for you as a taxpayer so be sure to take advantage of it!